You can override the existing parameters in the model with those from your counterparty. Use the TAB key to advance to the next input cell. You may change the value of the parameters to reflect various scenarios and view their impacts on credit quality. When using this model all income statement values must be annual (or twelve month rolling) amounts and total assets should represent only tangible assets. If you reduce total assets for intangible assets, you will also need to reduce equity and/or retained earnings accordingly. If an entity has substantially reorganized or issued a stock divend, the effect of which is to substantially alter retained earnings or book equity, then an appropriate adjustment to these values may be necessary.
