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Credit Scoring Ratio Model 
Ratio Model with Credit Limit.xls
Name    
Statements Dated    
Denomination  
Total Liabilities / Total Assets    
Net Sales / Total Assets - Current Year  
Net Sales / Total Assets - Prior Year  
Net Iincome / Total Assets  
Current Liabilities / Total Assets  
Working Capital  
Cash from Operations  
Credit Score    
Implied Probability of Default    
Implied Rating    
Calculated Recovery Rate    
Cost of Credit    
1% of Working Capital    
1% of Cash from Operations    
Calculated Credit Limit  
 
 
 
 
 
 
 

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