Credit Scoring Ratio Model
Ratio Model with Credit Limit.xls
Name
Statements Dated
Denomination
Actual
Thousands
Millions
Total Liabilities / Total Assets
Net Sales / Total Assets - Current Year
Net Sales / Total Assets - Prior Year
Net Iincome / Total Assets
Current Liabilities / Total Assets
Working Capital
Cash from Operations
Credit Score
Implied Probability of Default
Implied Rating
Calculated Recovery Rate
Cost of Credit
1% of Working Capital
1% of Cash from Operations
Calculated Credit Limit
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