Our database is updated monthly to include the most recent filings.  The model produces a:

• Probability of Default
• Loss Given Default
• Cost of Credit (contribution to loss reserve), and
• Calculated Credit Limit for all non-financial entities.

To view the credit profiles of the companies in our database, by company, select from the drop down list below.

Date = Most Recent Financial Statements used; POD = Probability of Default; IR = Implied Rating; LGD = Loss Given Default; COC = Cost of Credit (POD x LGD); Calc CL = Calculated Credit Limit equals the average of ((tangible net worth x 0.01) + (working capital x 0.01) + (cash from operations x 0.01))

The model produces a current estimation of credit quality.  Based on quarterly changes in a company's financial statements, some volatiltiy in credit quality should be expected.  The model's results may vary from agency ratings.  An agency's rating is reflective of its expectation of credit quality throughout a complete business cycle, without regard to possible quarterly variations.

CREDIT PROFILES ARE PROVIDED WITHOUT ANY EXPRESS OR IMPLIED WARRANTIES WHATSOVER, INCLUDING WITHOUT LIMITATION, WARRANTIES OF SUITABILITY FOR ANY PARTICULAR PURPOSE OR USE. CreditAnalyzer provides general information and should not be used or taken as a representation, warranty, advice, forecast, or recommendation for any specific purpose.  CreditAnalyzer LLC does not guarantee the accuracy, adequacy or completeness of any information and is not responsible for any errors or omissions, or for the results of, or for the use of, such information.  CreditAnalyzer is not acting as a financial adviser or fiduciary.  Any decisions you make will be based solely on your own evaluation of all factors and considerations you deem relevant.  No information may be copied or otherwise be reproduced, repackaged, further transmitted, disseminated, redistributed or resold, in whole or in part, in any form or manner whatsoever, by any person without the prior written consent of CreditAnalyzer LLC.